Own your future.

Our analytic software helps people identify, understand and manage the risks to their future plans and aspirations.

What we do

Our software improves people’s lives and futures.

 

Our analytics change the way people identify, understand and manage the risks to their future plans and aspirations.

 

We help financial services firms understand and serve the needs of their customers and act in their customers’ best interests while reducing their cost to serve.

The problem for our users

We are living longer. Healthcare costs are soaring.

Social security systems are insolvent. Interest rates remain low.

The result is an unhappy future for most people living in developed countries.

An uncertain future

Over the past twenty years, we have been handed responsibility for our future. Although we face more uncertainty than prior generations, we lack frameworks to handle this uncertainty

No safety net

Our employers have put our future back in our hands and turned us all into reluctant investors. Our governments spend more than they earn and cannot afford to pay for our future or keep us healthy.

No helping hand

Our financial services firms are keen to help us, but they haven't figured out how. Their old methods are not designed for today's digital and mobile world.

The problem for our clients

Digital and mobile channels have changed what we expect from financial services firms.

A wave of disruptive newcomers is turning old business models on their head.

As a financial services firm, your relationship with your customer is your most valuable asset.

 

And it is under threat.

New regulations

It is no longer enough to prove suitability and appropriateness. Firms must now prove they are acting in their customers' best interests.

Cost to serve

Most firms find it expensive to serve all but their wealthiest customers. As a result, the rest of us feel underserved or ignored.

Customer centric

Most firms realise their financial products are becoming commoditised. Old-school ``product push`` methods are ineffective in today's mobile world.

Meet our team

 

We bring together deep experience in financial services and enterprise technology to solve a problem that affects us all.

ADVISORS

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Senior Advisor and Mentor

Cristóbal

Cristóbal Conde

Cris is an active early-stage investor and former President and CEO at SunGard

CO-FOUNDERS

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Co-founder

Richard

Richard Foster

Former global head of financial services at Booz&Co and head of institutional strategy at Morgan Stanley. Co-inventor.

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Co-founder

Trevor

Trevor Harris

Former vice-chairman of client services at Morgan Stanley. Professor of Professional Practice at Columbia Business School. Co-inventor.

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Co-founder and CEO

Vinay

Vinay Jayaram

Former managing director and head of European financial services in capital markets at Morgan Stanley

ENGINEERING & OPERATIONS

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Chief Operating Officer

Claire

Claire Brown

Customer-facing technology leader with over fifteen years’ experience at Morgan Stanley and UBS

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CTO

Vasilis

Vasilis Dialinos

Seasoned software engineer with over twelve years’ experience in supercomputing, computer architecture and high-frequency trading

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Senior Engineer

Tamas

Tamas Jano

Lead software engineer with over fifteen years’ experience at Visa Mobile (v.me), Bossa Studios and Atari

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Software Engineer | Research Scientist

Dimitrios

Dimitrios Michail

12 years of experience in designing and implementing highly sophisticated algorithms and software systems. Passionate about technology and innovation.

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Algorithms Specialist

Kanela

Kanela Kaligosi

Software engineer and algorithms specialist with twelve years' experience in creating efficient algorithms for complex tasks.

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Front End Developer & Designer

Michael

Michael Korkaris

Front End Developer and Designer. Passionate about lines, simplicity and coding. He has two award winning mobile applications in his 10 years of experience in the field.

BOARD

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Chairman

Gregor

Gregor Gruber

Building a German credit business at Bain Capital. Senior advisor @ Boston Consulting Group. Previously head of strategy @ Oaktree (Europe); board member @ Allianz Investment Management.

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Non-executive director

Andrew

Andrew Sargison

Managing Director at Morgan Stanley. Globally responsibly for Advisory, Sales & Distribution and Corporate Technology.

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Non-executive director

Anand

Anand Aithal

Former managing director at Goldman Sachs. Co-founder of financial knowledge process outsourcer Amba Research, now part of Moody’s Analytics.

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Executive director

Richard

Richard Foster

Former global head of financial services at Booz&Co and head of institutional strategy at Morgan Stanley. Co-inventor.

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Non-executive director

Trevor

Trevor Harris

Former vice-chairman of client services at Morgan Stanley. Professor of Professional Practice at Columbia Business School. Co-inventor.

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Executive director

Vinay

Vinay Jayaram

Former managing director and head of European financial services in capital markets at Morgan Stanley.

Intrigued? Give us a call.

Yes, that’s right. Give us a call to understand how we solve these problems.
You can send us an e-mail if you’d like, but we are just as happy to speak to you live.

ADDRESS

Stapleton House, Block A, Second Floor, 110 Clifton Street, London EC2A 4HT, United Kingdom
UK Company No. 07476290

PHONE

+44 79 01 88 88 66