Women live longer than men, and women give birth while men don’t. These are facts, whether we like it or not, and they are facts which have led to financial inequalities between the sexes. Technology can’t solve these fundamental inequalities. But dealing with them as facts...
Envizage, the holistic advice engine, has been authorised by the FCA as an account information service provider (AISP) under the EU Second Payment Services Directive (“PSD-2”). This status enables firms using Envizage’s technology to aggregate information from their customers’ bank and other financial accounts under Open...
Envizage, the holistic advice engine, has appointed Foco to handle its digital communications and PR. We’ve been briefed to create and share content that will help the global fintech company realise its mission – to help individuals and households achieve their desired future outcomes. Envizage helps financial...
In a world full of meaningless buzzwords and hashtags, it can be hard to find phrases that sum up actual solutions, especially in financial services. But here at Envizage, we spend a lot of time thinking about ‘holistic advice’, as we feel it comes close...
At the start of this month, the Financial Conduct Authority published a call for input to help it evaluate the progress of both the Retail Distribution Review (RDR) and the Financial Advice Market Review (FAMR). Advisers, fund houses, platforms and providers will all be well...
Design sprint started as an internal tool of Google Ventures to help their startups with better organising their ideas to a concrete product. As it’s stated on their website it’s a “greatest hits” of business strategy, innovation, behaviour science, design thinking and more -packaged into a...
London: Lifescale Limited, a financial technology company headquartered in London, announced today that Sally Bridgeland will be joining their board meetings as an observer. Sally has been involved with Lifescale since its earliest days, providing valuable guidance and mentorship to the company and its founders....
Now we know what good financial advice is not, we can start to pin down what it actually is. What is missing today from financial services is emotional intelligence. Consumers are not rational machines that can efficiently process large volumes of data and jargon. They’re human...
“Advice” is a popular word in the financial industry these days. It’s also a word that, in our opinion, has been misappropriated and stripped of its real meaning. We feel bad for it. So we are going to do our best to defend its honour. The...
There’s a lot to like in the Pensions and Lifetime Savings Association’s “Hitting the Target” report. But there are also a few things we wish had made it in there. So we thought we’d write down our thoughts and share them with you. Please let...